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Prepare for storm season, homeowners told

Homeowners have been urged to ensure their loft and wall insulation is protected ahead of the UK's "storm season".

M&S Money said December and January are the peak months for home insurance claims relating to damage caused by extreme weather.

It added Met Office figures show the last month of year is typically the wettest, with average rainfall of 124.88 mm.

December also tends to have the lowest mean sea level pressure, which can create stormy conditions.

January is typically the windiest month of the year, with the average wind speed topping 11.8 knots.

M&S head of general insurance Andrew Ferguson said that with the average insurance claim for storm damage coming in at £660, it is worth taking some simple precautions to protect buildings.

Checking roof tiles will help to prevent rain damaging thermal insulation and beams, while securing garden furniture and making sure guttering is secure should limit the risks outdoors, Mr Ferguson added.

In other news, the Energy Saving Trust recently said installing adequate loft and wall insulation is one of the best ways to stay warm during the winter.

Furthermore, adding 270 mm of lagging in a roof space can cut household bills by up to £145 a year.